Tradelines come in many varieties.
Accounts can be either “seasoned” or “new.” Seasoned tradelines are those with
a substantial account history, while new accounts have been recently opened.
Comparatively, seasoned accounts have a more positive effect on your score
while new credit lines can temporarily lower your credit score until the
The secondary characteristic of each
account involves how the user is listed on the account. Primary users refer to
those who are personally managing the account. In contrast, an authorized user
is often considered secondary to the primary user. While being an authorized
user can be beneficial to your score, it may have less impact that being a
Previously, a variety of companies
advertised the ability to add Seasoned Primary Tradelines to a customer’s
credit report. Not only could this provide a significant boost to a person’s
credit score, but it could also mislead underwriters regarding the credit worthiness
of the individual. Since the practice was considered fraudulent by many law
enforcement organizations, many of these companies were ultimately shut down.
For those reasons, we don’t provide
customers with the opportunity to add Seasoned Primary Trade lines.
We help clients by adding Seasoned
Authorize User Tradelines. These deliver astonishing boosts to one’s FICO
Credit Score, without any of the negative connotations associated with some
other options. With Seasoned Authorized User Tradelines, a rise in your credit
score is guaranteed.
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