How does your service work?

1st Step – Complete a quick questionnaire

If you’d like to book a free no obligation consultation to determine of you’d like to hire us, you’ll need to first complete a quick questionnaire and answer a few important questions. Your answers will give us better insight on how to help you and evaluate what your needs, goals and expectations are. The questions you answer will help us determine if we can help you and will also assist us in properly preparing for your consultation. [click here]

2nd Step – Schedule your free credit report consultation.

You’ll need to provide us with a recent credit report. If you have a credit monitoring subscription you’ll need to provide us with either your login credentials or you can download a copy of your credit report and forward it to

If  you’re forwarding us your credit monitoring we’ll need the following to access it

  • Credit monitoring website:
  • Username:
  • Password:
  • Last 4 digits of social:
  • Security answer: (if applicable)

After you complete step 1 and answer a few quick questions, Schedule your free no obligation credit repair consultation. This is a 20 minute private one on one virtual appointment with one of our friendly certified FICO professionals.

At your free consultation you’re going to get some valuable resources that most people gladly pay for. But you won’t have to pay a single dime. No strings attached, we are passionate about helping people improve their lives.

The purpose of your consultation is:

  1. To discover all the errors and mistakes we found that can be legally removed
  2. Inform you of strategies that you can use on your own to boost your score if you decide to do things yourself
  3. Learn what we offer and see the experience we have and how you’ll benefit from using our company
  4. There are a few valuable free resources we’ll give you just for showing up

During your consultation our goal is to awaken you to what your rights are, explain how we can help and layout our action plan based on your needs.

We’ll give you some actionable steps you can immediately take to legally repair your own credit or if you decide you’d like us to take it off your hands we’ll get you started.

3rd Step – Pick a plan

Okay, so you recognized that we are an excellent choice and would like to sign up. Now we need to pick one of the four awesome plans that would be most suitable for your needs and actual goals for improving your credit. We offer some affordable but powerful results driven plans that can turbo charge your results. We’ll recommend a plan based on your credit report, your goals and exact needs. Ultimately you make the final decision whether or not you’d like to go with what we recommend or make a choice of your own.

4th Step – Sign up

After you sign up, you’ll need to provide us with the following things

  1. Your credit report or credit monitoring login credentials if we don’t have it already
  2. A clear copy of your driver license or state identification. This is required by the credit bureaus
  3. A copy of your social security card or passport. This is required by the credit bureaus.

     Send all documents to

That’s great, you’ve decided on a plan that fits your needs and your budget. You can sign up immediately after your consultation, just tell your FICO Pro “Hey, I like what I see, let’s get started and they’ll take care of the rest. If you’re reading through these steps and you were referred to us and feel like the free consultation isn’t necessary and you just want to get things going, head on over to our “sign up now” page and get the ball rolling. Or maybe you’ve already been through our consultation and you didn’t sign up immediately you can head over to our “Sign up now” page and get started. Our online check out is fast and secure and should only take about 5 minutes.

You can always sign up by phone with one of our support representatives if you don’t want to sign up on our website. To sign up by phone, call 1.800.818.6358 and speak to one of our support representatives now.

5th Step – A complete thorough credit report audit

A trained professional with more than 25 years of experience finding errors and getting them removed, will review your credit report, prep your disputes and setup your online account so you can track your results 24/7.

79% of all credit reports contain errors that qualify to be updated and removed from credit reports.

When your credit report is examined by our dispute department we’ll use our expert knowledge of consumer law to force the credit bureaus to remove all inaccurate, outdated and unverifiable accounts from your credit report.

Our strategies are Legal Effective Affordable Fast and permanent and we have an excellent record of removing items like

  • Charge-offs
  • Collections
  • Late pays
  • Repossessions
  • Tax liens
  • Foreclosures
  • Bankruptcy

6th Step – Advanced credit repair & score enhancement

You’re not just a client, but your part of our family. We promise to utilize all our skill and extensive knowledge to restore your credit.

Within 72 hours after you sign up, your disputes are prepped and ready to go out the credit reporting agencies. During this time, some amazing things’ will be happening behind the scenes, on your behalf. People on our team, with years of experience getting thousands of accounts removed, will be working to transform your credit into something you’ll be proud of.

So relax and let us handle things!

A couple of things we’ll be working on that you’ll unlikely find anywhere else

We’ll use some of these laws to correct your credit report and find violations committed by the credit bureaus:

-Fair Credit Reporting Act – Remove Negative Accounts

-Fair Debt Collection Practices Act – Stop Debt Collectors

-Fair Credit Billing Act –

-Attorney Assistance

We’ll also assist you in building or re-establishing your credit

Opening new credit accounts is an extremely crucial aspect of improving your score. Adding new credit is actually the fastest method of boosting a score. Most people think removing negative accounts is the way to see your score move quickly, but it’s not. The removal of negative inaccurate accounts is an important part of the process, but it’s not the only or most important.

We recommend that you have a minimum of 3 revolving accounts (credit cards) and Z installment accounts, if you don’t already have them

Don’t worry we will guide and assist you through the process and provide you with the resources to open the accounts. No worries, you won’t be expected to handle it on your own.

The credit repair process isn’t an overnight thing, so you should make preparation for a 6 month journey. Now, I’m not going to tell you beforehand, that repairing your credit with us will take that amount of time, because it may only take 2 months. That’s not something we can predict. And if any company promises you a specific date is not being honest and is in violation of the Credit Repair Organization Act.

The typical life cycle of our client’s credit repair range between 3-6 months. But on occasion I see clients who are completely done in two months or even less.

We prefer to set realistic expectations and wow you afterwards.

On average, clients we work with, see a 129-point credit score increase within 57 days. Those are averages, but there are cases where I see dramatic score increase of 200 or more points within 60 days or less. Cases like that are not the average, but it happens.

7th Step – You’ve completed the process

Typically within 4 months we’ve removed 79% of all inaccurate, incomplete outdated and unverifiable negative accounts from your credit report. But there are occasions in which I see every negative account from a client’s credit report within 90 days, but we must be honest, realistic and get realistic expectations for you.

There are people who will exaggerate and tell you just what sounds good, with no actual proof to back up their claim, but we don’t operate that way.

Being honest ethical and transparent has successfully kept us in business for more than 7 years now, with thousands of highly satisfied clients to prove it.

Although your credit is repaired and your in a fantastic position, we’re not done with you.

We’ll continue to provide you with great information, tools and resources to maintain your credit.

You’re not just another number, you’re part of a family who will continue to support you in every way we can.

L.E.A.F Credit Solutionsis a highly reputed credit repair service company with a proven reputation for integrity, transparency and outstanding commitment to providing solid, permanent solutions for clients across the nation.

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