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About
Services
WHY CHOOSE US
BUILD YOUR CREDIT
Q&A
Blog
Contact

Most Common Questions

20

WHY USE YOUR CREDIT REPAIR SERVICE INSTEAD OF ANOTHER COMPANY?
WHAT SHOULD I KNOW ABOUT YOUR COMPANY?
Some Benefits You Get With Our Service
Why do you need my social security number and date of birth?
What does the initial fee cover?
What is your cancellation policy?
What is your refund policy?
WILL NEGATIVE ACCOUNTS REAPPEAR AFTER THEY ARE REMOVED?
What’s the difference between using L.E.A.F Credit Solutions and other credit repair companies?
How much will my credit score go up?
HOW TO GET STARTED?
What’s the process after I get started?
Should I schedule a consultation, what’s the process?
What type of items can you remove from credit reports?
HOW LONG DOES IT TAKE?
Can my spouse enroll with me?
HOW MUCH DOES IT COST?
WILL I GET APPROVED FOR A LOAN AFTER MY CREDIT IS REPAIRED?
WHAT IF I DON’T GET RESULTS?
WHERE ARE YOU LOCATED?

Questions About Our Service

12

WHAT IF I DON’T GET RESULTS?
Is there any guarantee with this program?
Will deleted items reappear on my credit report?
Will I get approved for a loan when my credit is repaired?
How much will my credit score increase?
What is the cost of your credit repair service?
How does your service work?
How long will it take to repair my credit?
Why do I need to send a copy of my identification?
WHERE ARE YOU LOCATED?
What services do you offer?
Are you licensed to repair credit?

Questions About Credit

5

Are all 3 credit bureaus important?
How do secured credit cards work?
What is a secured credit card?
Should I pay off the collections/judgments on my credit report?
Why are all 3 of my credit scores different?

Questions About Credit Repair

18

What items can be removed?
Can inquiries be removed?
Can student loans be removed?
Can bankruptcy be removed?
Can foreclosures be removed?
Can a repossession be removed from my credit?
Can collections be removed?
Can late payments be removed?
Are all 3 credit bureaus important?
Should I order free credit reports?
Will paying off all of my bills return my credit to good standing?
Do I have to pay off my negative items in order for them to be removed from my credit report?
Why should I hire a credit repair company? Can’t I do this myself?
What type of credit limit would you suggest, when I apply for a secured credit card?
Why is the negative item I paid still on my credit report?
How much will my credit score increase?
Is Credit Repair Legal?
How long will it take to complete the credit repair process?

Questions About The Costs

9

What if I start the process and can’t continue because of finances?
How does your refund policy work?
Are automatic bank drafts or credit cards a requirement?
What method of payments do you accept?
Do you offer any type of discounts?
If I have a family member, friend or associate who would like to sign up with me, do you offer a discount?
Can I cancel my service anytime?
When is the monthly payment due, will I need to pay it in addition to my audit/setup fee?
What is the cost of your credit repair service?

Questions About Tradelines

7

Will the bank change my interest rates if and when the Authorized User credit cards fall off my credit report?
Now that my credit score is higher, what should I do?
What happens after I am removed from the card?
How long does the credit card remain on my credit report?
How long will it take to appear on my credit report?
Are these Primary or Authorized User Tradelines?
How much will my credit score increase if add tradelines?

Questions Affiliate Program

6

What if my client has questions before I refer them to LEAF Credit Repair with L.E.A.F?
Do you have marketing materials?
Can I refer other affiliates?
Do I need to become an affiliate in order to refer a client?
Do you pay commission to your affiliates?
How will I track my referral’s progress?

Questions Credit Repair Clients

24

A new collection account just appeared on my credit report, what can I do?
When is my monthly payment/next payment due?
Is there a way I can speed up the credit repair process?
Why haven’t you removed that negative item off of my credit report yet?
Why can’t you pull my credit?
If I have a copy of my credit report, do I need to sign up for credit monitoring?
How and when will I get an update on what’s going on with my credit?
How do I update my billing information?
How do I cancel my account?
Can I see a copy of the agreement I signed with your company?
How can I stop the phone calls I’m receiving from debt collectors?
Why is the negative item I paid still showing on my credit report?
Will I receive a referral fee if someone I refer becomes a client?
What should I do with the responses I receive from the credit bureaus, collection agencies, and creditors?
Can I change the date for my monthly payment?
What does the “In dispute” status mean on my credit report?
Some accounts that were disputed came back “Verified,” does that mean there is nothing that can be done now?
WILL I GET APPROVED FOR A LOAN AFTER MY CREDIT IS REPAIRED?
Why do I need to send a copy of my identification?
I was informed that I can dispute my accounts online, should I do this?
Should I continue paying my current monthly bills while going through the credit repair process?
Should I pay off the collections/judgments on my credit report?
Why did my credit scores go down?
Why are all 3 of my credit scores different?

Questions About Authorized User Trade Lines

7

Will the bank change my interest rates if and when the Authorized User credit cards fall off my credit report?
Now that my credit score is higher, what do I do?
What happens after I am removed from the card?
How long does the credit card remain on my credit report?
How long will it take to appear on my credit report?
Are these Primary or Authorized User Tradelines?
How much will my credit score increase?

Questions About Our Referral Partner Program

14

How do I get started?
What type of marketing is allowed and what is not allowed?
Are there any keywords that you would recommend for search terms?
Are there any sites which are not eligible to be affiliates?
Do you accept non-U.S. referral partners and affiliates?
How does the tracking system work?
Do you provide affiliates and referral partners with marketing materials?
When will I receive a payment?
Do referral partners and affiliates receive compensation?
How will I know when I have a sale?
How should I send leads?
What do I need to get started?
How do I get started?
Is there a cost to become a referral partner?

General Questions About Credit and Credit Repair

15

Red flags to look out for include:
How Will You Repair My Credit and Improve My Score?
What Do You Offer That I or Another Credit Repair Company Can’t Do?
What Are Your Affiliations and Certifications?
How Can I Monitor The Progress Of My Credit Repair?
What is the Exact Cost for Your Service?
What is Your Audit and Setup Fee for New Clients?
Do You Offer a Money Back Guarantee or Other Warranty?
When choosing a credit repair company, what do you suggest I look for?
Are negative accounts required to stay on my credit for 7 to 10 years?
If you’re going to repair your own credit, you should know:
Is credit repair something I can do on my own?
Should I pay off my negative accounts (collections), will it improve my credit?
If I check my credit, will it hurt my score?
Why do I have 3 different credit scores?

Questions about qualifying for a mortgage to buy a home

1

What credit score do I need to buy a home?

Home
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General Questions About Credit and Credit Repair
How Will You Repair My Credit and Improve My Score?

How Will You Repair My Credit and Improve My Score?

Ask them how they will go about fixing your credit. They should be transparent and explain their basic methodology for repairing credit. If the individual who you’re asking questions to, can’t provide straight definitive answers, then that should be a red flag.

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Updated on June 19, 2020

What Do You Offer That I or Another Credit Repair Company Can’t Do?Red flags to look out for include:

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