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The very first step in doing anything credit related is to
check your credit. report. Most people think that checking their credit will
hurt their scores, but that’s totally false.
When a lender checks your credit, that’s a hard inquiry an
it can hurt your score. But when you check your credit through sources like IdentityIQ or a similar source that’s a soft inquiry and
won’t show on your credit or hurt your credit score.
Statistics show that people who regularly monitor their
credit and check their scores typically have better credit. Make it a habit to
monitor your credit and check your scores by signing up for a subscription
through a service like IdentityIQ.
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