If I have a copy of my credit report, do I need to sign up for credit monitoring?

The credit bureaus update your credit report each month, so we strongly recommend that you have credit monitoring so you can see the results of our services month to month.  Credit monitoring allows us to review your credit reports each month to ensure that information is being updated and removed appropriately. This includes monitoring whether creditors are adding any inquiries that could cause further damage to your scores

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