Now that my credit score is higher, what do I do?

Now that you have a higher score, you should take a moment to enjoy the feeling. Then, apply for the loan you had your eye on, or apply to the job you wanted. You can even renegotiate the premium of your homeowner’s or auto insurance, or go forward with starting your own business.

But to make an effort to take care of your new credit score. Don’t acquire debt for the sake of spending money. Now is not the time for a meaningless shopping spree on your newly available credit line. While it can be easy to succumb to temptation or fall into old patterns of using credit irresponsibly, by maintaining self-control and making logical decisions, you can become the master of your financial future.

Instead of risking your new credit score, be smart about your actions. Plan ahead for your expenses, and stick to your plan. Treat your new credit score kindly, and you can make the choices that can take your credit score to even newer heights.Remember, good credit customers pay off their ENTIRE balance in full every month. By putting this into practice, you will be repaid with more favorable rates and better financial options for the rest of your life.

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