Should I continue paying my current monthly bills while going through the credit repair process?

Yes, continue to pay your current monthly obligations on time to avoid any further damage to your credit. Your payment history has a 35% impact on your credit score and missed payments will cause your credit score to decline.

If an item has already been charged off and has gone into collection status, avoid paying the account and consider the pay to delete method.

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WITHIN JUST 90 DAYS

PAST CLIENTS SAW A 129 POINT
CREDIT SCORE INCREASE

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NEGATIVE ACCOUNTS CAN BE REMOVED EVEN IF YOU DIDN’T PAY

AFTER PAYING A NEGATIVE ACCOUNT, IT WILL STAY FOR 7 YEARS

YOUR CREDIT SCORE WILL DROP AFTER PAYING A NEGATIVE ACCOUNT

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