only advise you about the benefits and disadvantages of paying past due
collections and judgments. Ultimately, it is your decision to make. We
encourage everyone to satisfy unpaid debts that you owe; however, if they are
past due collections, you must be aware of the impact it may have on your
off a collection account does not mean that it will be removed from your credit
file. Once you pay a collection, it will report for seven more years from the
date the payment is made. If payment is made and the account is updated to
recently “paid,” then it will have a greater impact than a collection that has
been unpaid for a period of time.
want to move forward on paying collections and wish to have them removed, we
recommend you use the “Pay for deletion letter” provided in the
the pay for deletion letter does not guarantee that the item will be removed,
but it does greatly increase your chances. Be sure to utilize it before you
make any settlements or payments.
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