Today, anything you wish to do, your credit score plays a determining role. There are financial institutions that will lend you money based on your creditworthiness, the ability to repay back the debt you have incurred. Whenever you search the market, and apply for cash or credit loans or seek to rent an apartment, your credit score helps a lender to determine the risk they’re taking if they lend money to you. Hence having good credit history has become such a staple for success around the world.