Customer Reviews

Plans and Pricing

Choose the best Credit Repair Plan that meets your needs and goals.

Have Questions? Contact Us

 

Correct & Update Personal Information
Credit Report Audit
Free Credit Consultation
Lifetime Warranty
Money Back Guarantee
Month-To-Month Cancel Anytime
Track Results Online 24/7
Personal Case Manager
Monthly Update Status Report
Monthly Update Status Call
Cease And Desist Letters
Credit Builder Resources & Assistance
Customized Credit Bureau Disputes
Direct To Creditor Disputes
Goodwill Interventions
Attorney Assistance
Official Credit Recommendation Letter
Pay For Deletion
Unlimited Bureau Disputes
Unlimited Debt Validation Disputes
Unlimited Inquiry Disputes
Credit Score Improvement Tactics

Standard

$199 Setup Fee
+ $99 Per Month
Correct & Update Personal Information
Credit Report Audit
Free Credit Consultation
Lifetime Warranty
Money Back Guarantee
Month-To-Month Cancel Anytime
Track Results Online 24/7
Personal Case Manager
Monthly Update Status Report
 
 
 
 
 
 
 
 
 
 
 
 
 

Premium

$299 Setup Fee
+ $129 Per Month
Correct & Update Personal Information
Credit Report Audit
Free Credit Consultation
Lifetime Warranty
Money Back Guarantee
Month-To-Month Cancel Anytime
Track Results Online 24/7
Personal Case Manager
Monthly Update Status Report
Monthly Update Status Call
Cease And Desist Letters
Credit Builder Resources & Assistance
Customized Credit Bureau Disputes
Direct To Creditor Disputes
Goodwill Interventions
Attorney Assistance
Official Credit Recommendation Letter
Pay For Deletion
Unlimited Bureau Disputes
Unlimited Debt Validation Disputes
 
 

Premium Plus

$399 Setup Fee
+ $189 Per Month
Correct & Update Personal Information
Credit Report Audit
Free Credit Consultation
Lifetime Warranty
Money Back Guarantee
Month-To-Month Cancel Anytime
Track Results Online 24/7
Personal Case Manager
Monthly Update Status Report
Monthly Update Status Call
Cease And Desist Letters
Credit Builder Resources & Assistance
Customized Credit Bureau Disputes
Direct To Creditor Disputes
Goodwill Interventions
Attorney Assistance
Official Credit Recommendation Letter
Pay For Deletion
Unlimited Bureau Disputes
Unlimited Debt Validation Disputes
Unlimited Inquiry Disputes
 
$2,150 – $2,399
Depending on Payment Plan
Correct & Update Personal Information
Credit Report Audit
Free Credit Consultation
Lifetime Warranty
Money Back Guarantee
Month-To-Month Cancel Anytime
Track Results Online 24/7
Personal Case Manager
Monthly Update Status Report
Monthly Update Status Call
Cease And Desist Letters
Credit Builder Resources & Assistance
Customized Credit Bureau Disputes
Direct To Creditor Disputes
Goodwill Interventions
Attorney Assistance
Official Credit Recommendation Letter
Pay For Deletion
Unlimited Bureau Disputes
Unlimited Debt Validation Disputes
Unlimited Inquiry Disputes
Credit Score Improvement Tactics

 

Correct & Update Personal Information
Credit Report Audit
Free Credit Consultation
Lifetime Warranty
Money Back Guarantee
Month-To-Month Cancel Anytime
Track Results Online 24/7
Personal Case Manager
Monthly Update Status Report
Monthly Update Status Call
Cease And Desist Letters
Credit Builder Resources & Assistance
Customized Credit Bureau Disputes
Direct To Creditor Disputes
Goodwill Interventions
Attorney Assistance
Official Credit Recommendation Letter
Pay For Deletion
Unlimited Bureau Disputes
Unlimited Debt Validation Disputes
Unlimited Inquiry Disputes

Standard

$299 Setup Fee
+ $189 Per Month
Correct & Update Personal Information
Credit Report Audit
Free Credit Consultation
Lifetime Warranty
Money Back Guarantee
Month-To-Month Cancel Anytime
Track Results Online 24/7
Personal Case Manager
Monthly Update Status Report
 
 
 
 
 
 
 
 
 
 
 
 

Premium

$399 Setup Fee
+ $258 Per Month
Correct & Update Personal Information
Credit Report Audit
Free Credit Consultation
Lifetime Warranty
Money Back Guarantee
Month-To-Month Cancel Anytime
Track Results Online 24/7
Personal Case Manager
Monthly Update Status Report
Monthly Update Status Call
Cease And Desist Letters
Credit Builder Resources & Assistance
Customized Credit Bureau Disputes
Direct To Creditor Disputes
Goodwill Interventions
Attorney Assistance
Official Credit Recommendation Letter
Pay For Deletion
Unlimited Bureau Disputes
Unlimited Debt Validation Disputes
 

Premium Plus

$499 Setup Fee
+ $289 Per Month
Correct & Update Personal Information
Credit Report Audit
Free Credit Consultation
Lifetime Warranty
Money Back Guarantee
Month-To-Month Cancel Anytime
Track Results Online 24/7
Personal Case Manager
Monthly Update Status Report
Monthly Update Status Call
Cease And Desist Letters
Credit Builder Resources & Assistance
Customized Credit Bureau Disputes
Direct To Creditor Disputes
Goodwill Interventions
Attorney Assistance
Official Credit Recommendation Letter
Pay For Deletion
Unlimited Bureau Disputes
Unlimited Debt Validation Disputes
Unlimited Inquiry Disputes

Credit Repair Plan Features

Attorney Assistance

Legal action taken against a creditor or credit agency that’s in violation of your rights and is non-compliant. A FCRA or FDCPA attorney will handle will work on your behalf with no out of pocket cost.

Cease And Desist Letters

This is an effective method we use to stop from calling and harassing you. No more phone calls!

Legal notices are sent to any creditors that are harassing you. They are informed that it is unacceptable for them to continually harass you with phone calls, based on the Fair Debt Collections Practices Act. This works! And it will give you some relief.

Correct & Update Personal Information
We update and correct your personal data. Information like your date of birth, social security number, address and employment. Correcting your personal data can prevent your credit file from merging with someone else’s credit and it will aid in the removal of the negative information we’ll dispute during the credit repair process.
Credit Builder Resources & Assistance

Direct access to lenders to help build your credit. You’ll get approved regardless of your current credit scores or history.

Credit Report Audit

A thorough line by line review of your credit report done by our dispute team.  They look to find errors that can be used as leverage to have negative accounts legally removed from your credit report. This is the foundation of credit repair. Almost 79% of credit reports contain errors, so the odds are definitely in your favor.

Credit Score Improvement Tactics
Thorough analysis of all five factors that determine your credit score. Tactics implemented to enhance your score based on the analysis of our credit analysis software.
Customized Credit Bureau Disputes

A thorough line by line review of your credit report done by our dispute team. They look to find errors that can be used as leverage to have negative accounts legally removed you’re your credit report. This is the foundation of credit repair . Almost 79% of credit reports contain errors, so the odds are definitely in your favor.

Direct To Creditor Disputes
A non-dispute contact with a creditor for more seriously late accounts which requests either documentation of an account’s compliance with various consumer protection statutes or a requisite alteration to the way it is represented within the clients credit reports.
Free Credit Consultation

You will receive a personal credit advisory session via telephone or the internet . We’ll help you access a free credit report in just minutes, we will do a comprehensive review of the report and we will discuss the important details of your situation. Additionally, we will tell you exactly how we plan to confront your situation and how we believe your credit score can be dramatically improved.

Items covered during the advisory session:

  • How your score is calculated
  • Common credit repair mistakes
  • How paying old accounts may actually lower your score
Goodwill Interventions

This is an effective method for the removal of late payments on open active credit accounts.

We use a two-tiered approach.

First, we force the creditor to prove the reported information and the accuracy of the account. Second, we request the late payment history be removed based upon the complete account history. There are certain items such as a number of on time payments made and the length of time you had the account that may give us leverage with the creditor. We can use both of these methods or just the one that will fit your situation the best.

Lifetime Warranty

If any of the negative items we successfully dispute and have removed from your credit report show back up at ANY time, We’ll dispute it free of charge or offer a full refund upon request.

Money Back Guarantee

If working with us doesn’t benefit your credit rating, we’ll give you a full, hassle-free refund. Period.

Month-To-Month Cancel Anytime
There is no need to commit to a long-term contract. We provide all of our services on a monthly basis and you may cancel your account any time, any reason.
Monthly Update Status Call
A call with your assigned relationship manager to update you on the status of your credit report. On this scheduled call your relationship manager will make any needed recommendations, update you on progress that has been made and break down the details of your monthly update status report.
Monthly Update Status Report
A detailed, easy to understand report that covers the improvement made to your credit score and credit profile during the current month. The report will show all changes made to your personal information, deleted accounts, score improvement and show any recommendations made by your relationship manager.
Official Credit Recommendation Letter
Upon request, we’ll send you a professional letter of recommendation signed by our CEO and founder to assist you in securing an apartment, job or other credit related situation, while going through the credit restoration process. This letter will inform them that you’ve hired L.E.A.F Credit Solutions to dispute inaccurate, misleading and incomplete items on your credit report. This is great resource!
Pay For Deletion
It is possible to reach an agreement with a creditor and get them to delete an account from your credit in exchange for a payment. We only use this method if you can afford to spend the money to facilitate this action. It is called “Pay to Delete”.
 
Simply paying an old account or collection will not have the same effect; it will still stay on your report for 7 years. Pay to Delete is a specialized agreement and must be done very carefully. It actually completely removes the account from your file.
 
Additionally, this method should only be used if the creditor is able to validate the debt and you are pressed for time to resolve the situation.
Personal Case Manager

After you sign up, one of our friendly case managers will be assigned to your case and will be your contact person if you have questions or concerns. We’ve found that getting acquainted with one single person, as opposed to dealing with someone different each time you call, provides a better experience for clients and helps eliminate confusion.

Track Results Online 24/7

Your online client portal will keep you updated, so you stay informed!
After you enroll, we’ll provide you online access to your own personal account so you can track the progress of your results so you stay informed. See exactly what we’ve done and check to see how many points your credit scores have gone up, right from the convenience of your smart phone, tablet, or desktop computer.

What you’ll be able to see and do when you access your online private secured client portal:

  • How many days left, before your next status update
  • The exact number and percentage of negative accounts deleted from your credit since you signed up.
  • The exact number and percentage of negative accounts “in dispute” and not yet deleted
  • Your most recent credit scores
  • Upload the results you get from the bureaus so we can check them and respond accordingly
  • You and your case manager can easily send and receive messages right from your online portal.
Unlimited Bureau Disputes

Many credit repair agencies charge fees to only dispute a few accounts on your report. This gets expensive and only addresses some of the problems on your credit report. We dispute all negative accounts and fix or delete inaccurate information.

We use methods developed through expertise, methods that have been proven to work.

Unlimited Debt Validation Disputes
Debt validation is an effective method we use to tackle issues like tax liens, judgments, auto repossessions and even foreclosures.
 
Using debt validation, we hold the credit bureaus accountable and force them to prove the accuracy of the information contained in your credit report. We also use this method to dispute with creditors because this can provide faster results.
 
Essentially, debt validation is a non-dispute contact with a creditor to address charged-off and collection accounts. Debt validation upholds and enforces your rights under the Fair Debt Collection Practices Act (FDCPA) and demands a complete accounting of the negative account reporting to your credit.
Unlimited Inquiry Disputes
Your credit inquiries have a 10% impact on your credit score. Too many inquiries can lower your credit score and also be grounds for lenders to deny you for credit. As part of your credit repair process we dispute any unauthorized inquiries reporting to your credit.

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