Companies that have been in business less than 3 years Companies with numerous complaints with the BBB Companies without testimonials from a 3rd party (google

Ask them how they will go about fixing your credit. They should be transparent and  explain their basic methodology for repairing credit. If the individual

Don’t feel uncomfortable asking this type of question. Your credit and the money you’re investing is worth the effort . If they are honest with

Reputable credit repair companies should be in association with an organization like the National Association of Credit Service Organizations or the Ethical Credit Repair Alliance,

In today’s world of technology ,most credit repair companies offer an  online monitoring system  for their clients to track the progress of their credit.  Calling

Price alone shouldn’t be a deciding factor when choosing a company, but an unusually high fee or low fee should be a warning sign.

A normal setup fee for a new client should  be less than $500.

The company should have either a Money Back Guarantee or warranty for their clients, that’s clearly visible  in their contract and visible on their website.

Choosing a credit repair company is big deal and shouldn’t be taken lightly. Just like any industry there are always a few bad apples in

There is a statute of limitations on negative items reporting to your credit. But , the law doesn’t call for a minimum  length of time