Each one of the three major credit bureaus will reflect at least one-third of your total credit history. If you are requesting a credit card,

A secured credit card works just like a traditional credit card. That means you can use it for everyday purchases as well as for transactions

A secured credit card uses money you place in a security deposit account as collateral. Your credit line is based on your income, ability to

We can only advise you about the benefits and disadvantages of paying past due collections and judgments. Ultimately, it is your decision to make. We

Credit bureaus collect data independently of each other–and they typically do not share it. In addition, your creditors and lenders might report data only to